| Restrictions and conditions may apply to all loans listed above. Rates are subject to change without notice. Rates and APR's are based on a minimum 20% downpayment. Rates quoted are for 1-4 family owner-occupied primary residential properties with a loan to value of 70%. PMI (Private Mortgage Insurance) is mandatory on residential mortgage loans with less than 20% downpayment. Conforming loan rates are available from $75,000 to $417,000. Jumbo loan rates are available for loans greater than $417,000. Call for Jumbo loan to value requirements. Rates quoted are for 60 day rate locks. Extended locks are available.
All APR's assume a $100,000 loan amount with 20% equity in an owner-occupied property and monthly amortization. All APR's will be higher for loans with a Loan to Value greater than 80%. APR's on Adjustable Rate Mortgages may increase afer consumation.
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